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Can DVC Members Rent Their Points Every Year?

August 25, 2026
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Knowing how to use your Disney Vacation Club Membership is more than just understanding how to book your annual trip. The number of points you have may be a little more or less than what the trip needs some years. There are options for these scenarios including renting DVC points out. What if you have a similar situation annually? Can you rent your DVC points every year? Yes and no. It’s a little complicated but it all comes down to following the rules in the Disney Vacation Club (DVC) contract.

Is it Ok to Rent DVC Points Every Year?

It really depends and we’ll go over a few different specific instances below that help provide more context.

For official answers on anything DVC related, always refer to your own contract or Disney Vacation Club directly.

We are using this answer from Disney Vacation Club’s website and applying it to real life scenarios:

Q: As a Disney Vacation Club Member, can I rent my Vacation Points? 

A: Members may rent their Vacation Points. However, the use of your Vacation Points for commercial purposes is expressly prohibited. Commercial purpose includes a pattern of rental activity or other occupancy by a Member that the Board of Condominium Association, in its reasonable discretion, could conclude constitutes a commercial enterprise or practice.”

A Disney Vacation Club contract can not be used as “a commercial enterprise or practice.”

The most obvious misuse would be never using your points and only renting them out.

Things start to get tricky beyond that.

The main reason being that the rules are not completely clear.

“Patterns of rental activity” could mean many different things to different people. Is that renting points annually? Every few years? All of your points? A large percentage of your points? It’s up to the DVC Board of Condominium Association to decide.

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What if You Can’t Use Your Points for a Few Years?

Sure, there may be some instance of hardship, something important demanding your time or some other reason you’re not able to use your points for the foreseeable, or bank-able, future.

For example, let’s say you’re moving cross country this year and next year you have a big Europe trip planned. Both years you know you won’t be able to use your points. With how your schedule is, banking doesn’t make sense. However, renting does. You decide to rent them out. You have specific reasons for this time period of renting DVC points. Time, or vacation, constraints that don’t allow you to book DVC stays. Clearly this is personal, not commercial.

Renting DVC points in general is permitted or DVC Rental Store wouldn’t exist. These are some places it makes sense.

Renting DVC Points vs Commercial Use: Remember the Point

If you’re concerned about renting DVC points every year, let’s revisit what the point is.

Why does Disney Vacation Club have rules prohibiting commercial use of a contract or points?

The point is protecting owners. Also to protect Disney’s own interests surely. Disney also wants happy Members, though.

We can imagine that when planning is done, considering how people can and will use their points, commercial activity is not considered.

People renting DVC points in commercial patterns go against the plan and may disrupt Members genuinely trying to use their points.

You would know if you’re using your contract for commercial purposes. If you’re concerned about it, you’re likely not the problem that’s needing to be to be fixed with this clause.

Real Life Scenario: Bought a Lot, Now Book a Little

Someone purchased 150 points at Saratoga Springs to join and be eligible for Membership Extras. Maybe this resort no longer having the luxurious spa changes where they like to stay or how long they like to stay. This changes how they use their points, leaving them with an excess. Sometimes it makes sense to bank points. Sometimes it doesn’t. If you’re in a situation like this and like going to Disney, it may not make sense financially to sell your DVC contract and buy a new one to adjust to your needs. Maybe renting some DVC points out each year until something changes is what works for you.

Aside from Renting, Also Consider Banking

Using your contract efficiently sometimes means adjusting a trip by a day so that the point spend makes sense with the amount of points you own.

Sometimes, no matter how you book it, the numbers just don’t work out and you have a few points left over.

Knowing when it makes sense to bank your points can help you get the most out of your contract.

Knowing when it makes sense to rent your points can help you make sure points don’t go to waste.

More here: how renting DVC points works


Now is the time to rent out your points with DVC Rental Store and turn those points into cash!  Browse the open listings or rent out a confirmed reservation. The DVC Rental Store team makes the rental process simple, smooth, and secure.

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