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DVC Banking Deadlines Explained:

April 28, 2026
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One of the great features of Disney Vacation Club is having flexibility when it comes to using your points. If you don’t have plans to use your DVC points this year, you have the ability to bank them and use them next year. Let’s take a look at how to manage your banking deadline and what to do if you miss it.  

When Is My Banking Deadline?

Banking deadlines depend on your Use Year:

Use YearBanking Deadline
FebruarySeptember 30
MarchOctober 31
AprilNovember 30
JuneJanuary 31
AugustMarch 31
SeptemberApril 30
OctoberMay 31
DecemberJuly 31

What Kinds of Points Can Be Banked?

You can bank points from the current Use Year.  However, points that have been previously banked or borrowed cannot. If you have any unused one-time-use points, they expire at the end of your Use Year and cannot be banked either.  

How Do I Bank My Points?

You can bank your points on the DVC website. Once logged in, go to the My DVC tab and click on Bank My Vacation Points. When you are within your banking window, you’ll see the option to bank your points.     

Banking points on the DVC website

What Can I Do If I Am Outside My Banking Deadline?

It often helps to set an annual calendar reminder so you don’t forget your banking deadline, but when life gets busy, it’s easy to forget. Should your banking deadline pass and you have points that you cannot bank, you don’t have to let those points go to waste. Instead, you can rent them out.

Contact the DVC Rental Store, and they will match your points with a Guest’s request and help you turn those unused points into cash before they expire.


Got questions about banking or renting out your points? Contact [email protected] for a quick consultation.

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